1. Hard work: All hard work brings a profit, but mere talk leads only to poverty.
2. Laziness: A sleeping lobster is carried away by the water current.
3. Earnings: Never depend on a single source of income. [At least make your savings get you second earning]
4. Spending: If you buy things that you don’t need. You’ll soon sell things you need.
5. Savings: Don’t save what is left after spending; spend what is left after saving.
6. Borrowings: The borrower becomes the lender’s slave.
7. Accounting: It’s no use carrying an umbrella, if your shoes are leaking.
8. Auditing: Beware of little expenses. A small leak can sink a large ship.
9. Risk-taking: Never test the depth of the river with both feet. [Have an alternate plan ready]
10. Investment: Don’t put all your eggs in one basket.
Those who have already been practicing these principles remain financially healthy. Those who resolve to start practicing these principles will quickly regain their financial health.
Let us become wiser and lead a happy, healthy, prosperous and peaceful life.
